Balance transfer fees may apply. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? If you're still travelling after 2 hours, you'll be charged a daily fare. It's shit like this which makes me happy and proud I have never used Myki in my life. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. 1. Tap Travel Card. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. -- Lee Huffman, credit card expert at BaldThoughts.com. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. When a Myki card is lost or . You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. endobj How are Banks Adapting to Meet New Needs Because of Coronavirus? For example, one person can manage mykis for family or friends. What kind of retarded system is this? By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. If the card is unregistered you cannot recover the myki money. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Once your phone has rebooted, go to Mobile myki within Google Wallet. xref Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. The call centre staff member told me "we're not a financial institution so it's not that simple". Balance Transfers for Credit Cards - Tips and Advice | CIBC I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. It also protects your myki balance if you lose your phone or it's stolen. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . You'll need to buy and top up a new Mobile myki. How do I get a refund for my Myki card? - Melbourne Forum Best Balance Transfer Cards With 0% APR Of March 2023 What is a Balance Transfer Credit Card? | Discover 188 0 obj 0000003774 00000 n WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Check your phone to make sure you're connected to WiFi or mobile data. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. You need to be connected to the internet to top up your Mobile myki. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. myki Money - Public Transport Victoria From the "I Want To" drop down menu, find "Transfer a Balance.". If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. How can I check the balance of my myki card? This could save you money if you're moving the balance to a card with a much lower interest rate. Start the process by listing out your current credit cards, writing down each . Myki card Myki card child pages. Auto-load is the same as auto top up. We'll block it and can arrange a refund to your new Mobile myki. If you receive a check, you need to send it to your old cards issuer on your own. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Image what could have been done with a billion fucking dollars. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Contact us to request the transfer. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Please note, balance transfer is not instantaneous. Melbourne commuters to use their phones as a Myki, but only if they're How long do balance transfers take with Chase? The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! Only Mobile myki has the ability to charge you a fare via a myki device. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Done it twice now. Mobile myki is different to an existing myki card. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Under Other, select Transfer. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. Compare Balance Transfer Cards | finder.com Press question mark to learn the rest of the keyboard shortcuts. 0000012144 00000 n Learn more about auto top up. <> If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Myki - Got Fine for Low Balance - OzBargain Forums Myki - grabbing unclaimed money - Public Transport - Whirlpool.net.au The Pros And Cons Of Balance Transfer Credit Cards - Forbes Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. You may also receive a letter confirming the balance transfer. 0000014515 00000 n Whats the Difference between Business vs. Corporate Credit Cards? Tap Transfer Existing Card. No. If you're still travelling after 2 hours, you'll be charged a daily fare. What are the best student credit cards for cash back? Save Big With Low-Rate Balance Transfers. Cincinnati Police Federal Credit Union Balance Transfers hbbf`b``30 ap The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. If you receive a check, you then need to forward it to your old card provider. endobj there's no excuse for this money-grubbing by the Myki corporation. If you register your myki, you can set Auto Top Upand manage your myki. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. *Rates, fees or bonuses may vary or include specific stipulations. This is regardless of whether there is a myki pass or existing fare on the myki. Mobile myki will now be reactivated on your phone, with your account details the same as before. and our I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. Can I use Mobile myki on my Android phone? Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. <>stream Top up myki | Service Victoria 0000008137 00000 n Question about Myki. Why isn't transferring Myki money a - Reddit I'm glad I don't need to catch public transport anymore. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. Depending on your card provider, you may initiate the process online or over the phone. 0000003801 00000 n Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. What is the best cash advance credit card? You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Why is it impossible to transfer money online between different Myki cards? The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Only time I had to was when my original myki was expiring. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Do you have any links to the technical specs of the miki? (by Issuer). After all, I was going to pay more money as opposed to the concession rate. . I don't know where the actual card is. All myki smartcards expire after four years. This is how I feel when people ask if I can fax them a form. endobj In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. How balance transfers work The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. Can you transfer MyKi balance from one card to another? After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Most balance transfers with Chase process within a week. Seniors Card Frequently Asked Questions (FAQs) If NFC is shown and you can turn it on or off, you have NFC. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Enter the amount of debt you want . The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Balance transfers usually go through in five to seven days, although they may take longer. How do balance transfers work? | Barclaycard They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. Your original go card will be cancelled immediately and cannot be used for further travel. 0000005348 00000 n If you have a Mastercard or VISA card you can get and top up a Mobile myki. PDF Guide to balance transfers and refunds - TransLink You only need to wake up your phone to touch on and off. Step 5: Apply for the New Card. My Myki was due to expire after three years. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. How can I check the balance of my myki card? - KnowledgeBurrow It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. Understanding Credit Card Balance Transfers - Investopedia To replace your myki online, you must be requesting the same fare concession type as your original myki. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Transfer a Balance From One Synchrony Bank Card To Another I want to transfer the $19.90 to the card with $6.54 on it. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. Myki messed me up today : r/melbourne - Reddit A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . Once it's transferred to another device, it will no longer be available on the original device. You may want to hire a professional before making any decision. No. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends.